The benefits of Bennetts Car insurance
There are many benefits to trusting your car insurance (as well as bike insurance) with Bennetts. We are a highly respected brand within the motorcycle insurance market, and by having cover for both two and four wheels at Bennetts, there are potential savings to be had.
Car insurance options
3 ways you can get great cover and potentially save on costs with Bennetts Car insurance:
Car insurance in the UK
The car market and by association, the car insurance market, is still very strong and competitive in 2022.
During January to March 2022, there were 561,000 vehicles registered for the first time, which meant that there were 40.4 million licensed vehicles in the United Kingdom. Of these, nearly 33 million were cars. Source: https://www.gov.uk/government/statistics/vehicle-licensing-statistics-january-to-march-2022
The top 3 makes in the UK, for the same time period were:
Ford (12.2%)
Vauxhall (9.1%)
Volkswagen (8.8%)
Source: https://www.gov.uk/government/statistics/vehicle-licensing-statistics-january-to-march-2022/vehicle-licensing-statistics-january-to-march-2022
This coincided with the average price paid for comprehensive motor insurance coming in at £416; a 5% drop over the year since January to March 2021. The current average premium was at its lowest level since 2015! Source: https://www.abi.org.uk/news/news-articles/2022/05/average-cost-of-motor-insurance-has-fallen-by-5-percent-so-far-this-year/
Bennetts Car insurance are proud to be entering this market to provide our best possible cover for our best possible price.
What type of car insurance do I need?
Your car insurance should match your needs at a price you can afford. The cheapest option might not always be the right one for you.
You’ll need third party cover as a minimum. It’s compulsory, and you can’t legally drive without it. But exactly what you’re covered for depends on the type of policy you choose. Which insurance cover is best for you?
There are 3 main types of car insurance available:
Comprehensive car insurance
Comprehensive car insurance (also known as Fully comp) is often the highest level of protection for your car. As well as covering third-party, fire and theft, with fully comprehensive car insurance you can claim for damages to your own car even if you were at fault.
Third party, fire and theft
Can sometimes (but not always) be cheaper than comprehensive car insurance. With third party, fire and theft, you are covered for damage to others and their vehicles and property. Your car is also covered if it is in a fire or stolen (or both). The difference between third party, fire and theft and comprehensive is that you will not be covered for damage to your own vehicle.
Third party only
This is generally considered to be the lowest level of cover for your car; and whilst the price is often the cheapest, this might not always be the case. With this level of cover, you are covered for damage to others and their vehicles and property only. If there is an incident in which your car is either stolen or damaged by fire, then you will not be able to claim with third party only cover.
Who could Bennetts cover?
We know that all drivers are different, and it is often the case that one policy does not fit all. Here at Bennetts, we strive to cater for drivers with different types of driving history.
It can be a big life moment when you are, at last, making that dream come true of owning a high-performance car. You may be pleasantly surprised how this needn’t necessarily translate into high costs of insurance (and if you are already a Bennetts Bike insurance customer you will receive an additional discount).
High performance cars come in all shapes and sizes! They could include:
- Italian Supercars
- Iconic British marques
- Reliable German sports cars
- Hot Hatches
- One-off builds
- Japanese Imports
If you are looking for car insurance and you own a high performance car; get a quote with Bennetts Car insurance today and you might be pleasantly surprised!
Passing your driving test is one of life’s real milestones, but without a driving history, young or new drivers can find arranging car Insurance a little daunting with the expectation of a high insurance premium.
There are several options available to look to help you find a more affordable premium, including curfews, limited mileage, and security clauses. There are also flexible options for payment that could allow you to pay as you earn. Get a quote with Bennetts today and see how we can help you get insurance for your car.
In the same way that motorcyclists can often make the best drivers; we also appreciate that owners of classic vehicles often pamper and care for their vehicles with enthusiasm.
We also know that classics cars are often garaged for months on end, and many don’t even come out on rainy days. That is not to say that we do not cover classic cars that are used more often, or even as a commuter. But, like motorcyclists, every driver has individual circumstances, and we will work closely with you to achieve the best quotes we can from our range of insurers.
And, if you are also a motorcyclist, we will count this in your favour when providing a quote because, regardless of your choice of car, we believe motorcyclists do make the best drivers.
Cover can include:
- Agreed Value
- Laid Up cover
- Limited Mileage options
- Discounts for Motorcyclists
- Any age of vehicle considered
- Additional drivers
Get a quote with Bennetts today and get cover for your classic car!
If you have a conviction or points on your licence, it can sometimes be difficult getting car insurance and particularly insurance that is affordable.
If you have been lucky, and if it were your first offence, you may have the choice of a speed awareness course instead of taking points. You must, of course, declare any points on your licence, speed awareness courses you have taken, and prosecutions in progress. But, having points needn’t have a huge impact on your insurance premiums, at least not for the more minor offences.
We also look at when and how convictions took place. If your points could drop off your licence during your next annual policy, this could count in your favour. We will also look at your overall general driving record to ascertain if you had a single moment of madness or whether you have been a habitual offender.
- Drink Driving Convictions
- Minor SP30 offences
- Dangerous and Reckless driving offences
- Multiple Offences
- Speed Awareness course attendance
- Disputed prosecutions
Get a quote with Bennetts today and see how we can help you get back on the road.
Bennetts Car Insurance Services is arranged and administered by Right Choice Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority under reference number 475620.
